Inyungu yo Kumashini niyihe?
Ukuri gukabije: Guhindura no gusya nta mafaranga afite!
Inyungu kigutunganya? Benshi murungano rwanjye bavuga kuriyi ngingo no kwishongora gusa. Kubera ishyaka ryo kwihangira imirimo, bashinze uruganda rwabo rutunganya, rugarukira ku mari n’ikoranabuhanga, cyane cyane ibikoresho by’imashini zisanzwe, cyane cyane abafite ibikoresho byo mu rwego rwo hasi cyane mu bijyanye no guhindura, gusya, gutegura, gusya. Nyuma yo gukora imyaka mike, nasanze aho gushaka amafaranga, nabigizemo uruhare. Kubera iyo mpamvu, ishyaka ryabo ryo kwihangira imirimo ryagize ikibazo gikomeye.
Niba imiterere yubucuruzi mumyaka yashize yo kubara konti, bazabona ukuri kwubugome - uburyo bwabo bwo gutunganya urusyo ntabwo ari amafaranga, barashobora kwishyura umushahara w'abakozi nibyiza, rimwe na rimwe no gukomera. Impamvu nuko gusa ibya tekiniki biri hasi cyane. Kubera ko abantu bose bashobora kubikora, ntabwo uri ingenzi, kandi niba utabikora, abantu bamwe bazabifata, mubisanzwe rero gutakaza chip yo guhahirana, kandi umuvuduko uhora uhonyorwa nabandi. Ntabwo bitangaje kuba ibigo nkibi bidashobora kubona amafaranga, cyangwa no gutakaza amafaranga.
Ibikoresho byikoranabuhanga bihanitse birashobora kubyara inyungu nyinshi
Gusa abakuyeho ibintu byoroshye biterwa no guhinduka, gusya, gutegura no gusya, kandi bashobora gukora imirimo ihanitse yo gutunganya tekiniki, barashobora kugira umwanya munini wunguka. Kurugero, nubwo gutunganya ibicuruzwa byibinyabiziga bidashobora gutandukanywa no guhindukira, gusya no gutegura, bishingiye cyane cyane kumubare munini wo gutunganya no gusudira, gutunganya lazeri, hamwe nibikoresho bimwe bya tekiniki byo guhuza ibikoresho, guhindukira, gusya no gutegura ni agace gato kayo. Kora ubwo bucuruzi bwo gutunganya, urashobora kubona hafi 10% yinyungu.
Fata impapuro zitunganya nkurugero, muriki cyiciro, wishingikirije kuburyo gakondo bwo gutunganya nta kurushanwa. Gusa abatezimbere tekiniki yibikoresho, ikoreshwa ryibikoresho bigezweho bitunganyirizwa, hamwe nicyiciro cyo gutumiza nabo bashobora kujya muruganda, kugirango babone inyungu zirenga 10%. Niba gutunganya ari ibikoresho byuzuye, fosifati yuzuye, gushushanya, gutera, gusiga irangi nibindi bikorwa, urashobora kubona amafaranga menshi. Niba ufite ubushobozi runaka bwo gushushanya, inyungu yinyungu irashobora kuba nini. Gusa udushya dushobora kubona aho tuba.
Benshi mu bafite uruganda baracyafite filozofiya yubucuruzi yimyaka itanu cyangwa 10 ishize, ko nukora cyane, uzabona ubukire. Ibihe byapiganwa muri iki gihe byari bitandukanye, gusa uzi gukomeza guhora dutezimbere udushya, kugirango tubone aho bakorera. Ibicuruzwa bikata kuki rwose ntabwo byunguka kandi amaherezo bizakurwaho.
Niba ushaka kubona inyungu, ugomba kuba ufite ibiranga byihariye: nko kuyobora ikoranabuhanga ritunganya, kuzigama umutungo, guhuza no guhuza inzira, uburyo bwo gutunganya bwikora cyangwa igice cyikora, cyangwa gukoresha imashini nto kugirango ukore akazi gakomeye kugirango ugabanye ibiciro, nibindi, uhereye kuriyi ngingo urashobora kuboneka. Buri kimwe muri ibyo byunguka ntigishobora kuba kinini, ariko kiriyongera.
Urashobora kandi kugerageza gushakisha urwego ruto rwo gutunganya ibicuruzwa kumasoko, ukoresheje gusobanukirwa neza nuburyo bwo gutunganya ibicuruzwa hamwe nikoranabuhanga rihari ryo gutunganya hamwe nigiciro, aho ushobora kubona amahirwe yo gukina. Niba ufite ubushobozi, urashobora kuzamura ibicuruzwa, ninyungu nziza yo gukura. Ntishobora kubona inyungu nini gusa, ariko kandi ntabwo byoroshye gufatwa nabahanganye.
